FI is a tool for tracking where your money went and will go.

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Financial Independence

Whether you plan on working your whole life, or living a life of leisure, the goal of financial independence is appealing, because it means the choice is yours.

Fortunate Information

Knowing where your money is going, and seeing where it will go before it happens lets you make optimal decisions.

Frugal Individual

Being smart with your money doesn't have to mean cutting corners or a life of deprivation. It just means matching up where your money goes with what you really value.